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Travel Accident Insurance
The travel accident insurance plan provides insurance to those who meet with accidental death or dismemberment while traveling on University business, away from the principal place of employment.The death or dismemberment should take place within one year of the accident in order to be benefitted.The plan says that the dismemberment should mean the severance of a hand or foot above the wrist or ankle or the loss of sight in an eye permanently. When accidents happen, the travel insurance accident coverage will provide for the deaths, flight crashes and injuries you get during your travel abroad.You can avail twenty five thousand to 1 lakh dollars by the insurance company.
There are some exceptions in the travel accident coverage benefits.For example, if you drive under alcohol influence or under any narcotic substance, you will not be able to get accidental coverage when you meet with an accident. |
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You can not avail accident benefits if you happen to meet with accidents from the above-said sports.But it is essential to see that you are selecting a suitable policy which has coverage for all your travel related concerns. Consumers can get advantage in comparing travel accident insurance plans because they get an idea of the costs in comparing.
Personal Accident Insurance If you are a Benefits-eligible employee,you can cover only yourself and your family. Coverage ranges from $20,000 to $500,000.Participation is voluntary.
Business Travel Accident Insurance In this type of insurance, you are covered for 5 times your pay from $50,000 to 500,000.Your participation starts the very first day of your work.The University pays the total cost. |
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